Thursday, August 14, 2008

Domestic Helper Insurance

Buying domestic helper insurance is as easy as purchasing commodities in a grocery. It comes in different packages offering different policies.
Depending on what you like and what you need, all you have to do is choose.
Domestic helper insurance companies have different policies and ways of implementing them. Awareness of what to look for in domestic helper
insurance and insurance company is very important. Careful consideration of the details of the insurance policy and insurance company is a must.
Knowing the insurance company creates an atmosphere of trust and confidence.

Many big insurance companies are in the field of customer service for years already. Their credibility foundation is strong not only because they have
wider network, but more importantly, they know how to implement their policies effectively and to take care of their clients. In choosing domestic
helper insurance company, look for credibility.
Apart from the credibility foundation of an insurance company, it is very important to scrutinize the insurance policies. Insurance companies have
different plans to suit the domestic helper's needs. A basic plan normally includes compensation and hospitalization in case of accidents, but there are
more details to be aware of.
Domestic helper insurance policies can cover expenses like medical, dental, hospitalization, repatriation, service allowance and a whole lot more.
Depending on which domestic helper insurance package you avail, details on coverage exclusions are properly indicated. A complete package of
domestic helper insurance can provide full protection coverage in case of emergencies.
Protection of employers from theft and fraud are also covered by domestic helper insurance. The employer can complain unauthorized use of
International Direct Dialing system and can recover any loss from the insurance company. Premiums can also be included in case his domestic helper
is repatriated or suffers illnesses and accidents.
Buy a domestic helper insurance which is cost efficient. The insurance should attend to the basic need of both domestic helper and employer for
protection in case something happens. And the cost should also be affordable and reasonable depending on the status of the employer-domestic
helper relationship. Some domestic helper work full-time while some part-time. There is always the right domestic helper insurance package for
everyone.
The conditions and terms of agreement before buying domestic helper insurance should be understood. It is very important that both parties know
their rightful claims in case something occurs. This is the very purpose of having domestic helper insurance.
About the Author
Alice Sy has extensive experience in the recruitment/placement of domestic helper. Visit the top domestic helper agency Bahamas for free profiles and
photos and contact us for the best way to hire your next Filipina maid, nanny, housekeeper, driver, gardener and more.
Source: http://www.ezine-article-exchange.com